RESIDENTS are being urged to be on their guard following reports of a scam which results in victims having payday loans taken out in their name.
Police are warning people to be aware of the con where residents are offered work and asked to sign up to phone contracts.
Officers say contact with victims is usually made through Facebook and they are offered work through a cleaning or phone company.
The victim then receives a phone call where a man asks them to give their bank details for payroll.
But the unassuming victim will later discover a pay day loan has been set up in their name.
Police say in some cases victims have been asked to take out between three and five phone contracts in their name and hand over the phones to receive payment for them, which never materialises.
After three months the phone networks, who have also received no money, sell the debt to a debt-recovery agency who then pursue the victim for the outstanding costs.
PC Lorene Haworth said: “Do not be caught out by these scams.
“Offers that look too good to be true usually are.
“Care needs to be taken with who you give your personal details and bank details to and if in any doubt, search a company online or call 101 or Action Fraud for advice.”