Worker made up bogus borrowers to steal from Hartlepool loan firm

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A DOORSTEP loans company agent who fiddled thousands of pounds by inventing bogus borrowers has been spared jail.

Mother-of-two June Cambridge, 52, will now get supervision help to sort out her personal financial mess.

She made a complete error of judgment. She does not smoke or drink, and she will lose her home if she were to go into custody.

But her 16 months of defrauding the small Hartlepool firm almost brought it to its knees, Teesside Crown Court was told.

Cambridge was one of two agents working for H and JL Credit Services, owned by Malcolm Pearce, which had just three rounds.

She worked on 10 per cent commission arranging doorstep credit.

She completed the loan application, submitted it to Mr Pearce, handed out the money and collected the payments.

Prosecutor Paul Newcombe said that between January 2013 and May last year she took out 37 fraudulent loans totalling £13,950 using mostly fictitious names.

On May 31 last year she posted a carrier bag containing £349 and a note through the firm’s letterbox.

Mr Newcombe said: “It was a letter of apology and explanation saying ‘Mal, I’m so sorry, I’ve got into a serious mess with the rounds’.

“She said that she owed £3,000 in rent and had been running her car with no insurance since December.”

She was arrested and in interview she made full and frank admissions.

Victim impact statements from the company said that the business had been set back five years, and the fraud had a serious impact upon it.

Andrew Teate, defending, said that she knew she was going to get caught at some stage.

He added: “She made a complete error of judgment. She does not smoke or drink, and she will lose her home if she were to go into custody.

“There is a pre-sentence report recommendation for a suspended prison sentence with supervision so that she can manage her lifestyle better.”

The judge told her: “You have got yourself into an horrific mess, I hope that supervision will help to get you out of that.”

Recorder Euan Duff said: “I am satisfied that in fact you have repaid very considerable amounts of money, but the precise figures are not available to me.

“Nonetheless, it was clearly a thoroughly dishonest enterprise from the outset and you were in a position of responsibility if not trust. At the end of the day I give you full credit for your plea of guilty.”

Cambridge, of Raby Road, Hartlepool, was given a nine-month jail sentence suspended for two years with 12 months’ supervision after she pleaded guilty to 23 offences of fraud with 14 more taken into consideration.

The judge told Cambridge, who lives on benefits, that he would make no order for compensation but he warned her that she might be sued through the civil courts.