Five ways to protect yourself from ID fraud - and 5 things to do if it's too late

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Brits are failing to take basic steps to protect themselves from online crime - despite identity fraud now being at record levels.

Action Fraud - the UK’s national reporting centre for fraud and cybercrime - has launched an awareness campaign targeting ID fraud, using the hashtag #AreYouOneofThem.

It follows a YouGov Survey which showed that people in the UK are aware that they need to improve their online safety, but still aren’t doing so.

Action Fraud offer the following advice to protect yourself against online fraud:

1. Set your privacy settings across all the social media channels you use. And think twice before you share details – in particular your full date of birth, your address, contact details – all this information can be useful to fraudsters!

2. Password-protect your devices. Keep your passwords complex by picking three random words, such as roverducklemon and add or split them with symbols, numbers and capitals:R0v3rDuckLemon!.

3. Install anti-virus software on your laptop and any other personal devices and keep it up to date. MoneySavingExpert have a recommended list of the best free anti-virus software HERE:

4. Take care on public wi-fi – fraudsters hack them or mimic them. If you’re using one, avoid accessing sensitive apps such as mobile banking.

5. Download updates to your software when your device prompts you – they often add enhanced security features.

What to do if you're a victim:

1. ACT FAST if you think you have been a victim of identity fraud

2. If you receive any mail that seems suspicious or implies you have an account with the sender when you don’t, do not ignore it.

3. Get a copy of your credit report, as it is one of the first places you can spot if someone is misusing your personal information – before you suffer financial loss.

Review every entry on your credit report and if you see an account or even a credit search from a company that you do not recognise, notify the credit reference agency. They all offer a free service to victims of fraud

4. If you have information about those committing identity crime, please tell independent charity Crimestoppers anonymously online or call on 0800 555 111.

5. If you have been a victim of fraud, you can contact Victim Support for free, confidential advice and support. It is the independent charity for victims and witnesses of crime in England and Wales.