Hartlepool drivers more likely to make insurance claim

Drivers in Hartlepool have shorter times between insurance claims

Motorists in the area have an below-average insurance claims record – one every 6.5 years – according to an analysis by the price comparison site comparethemarket.com.

This was lower than the regional average of 6.8 years, based on inquiries made by customers between May 2018 and July this year.

Dan Hutson, head of motor insurance at the company said: “Lots of factors are taken into account when calculating a driver’s risk profile but having a longer no claims could be a good indicator that someone takes care while on the road.

“Having more years with no claims could mean that your risk profile is lower, and that you could be offered lower premiums as a result.”

Nationally drivers went an average of 6.5 years without making a claim.

Newcastle’s road users fared the worst in the region, only going 5.9 years without a claim, while those in Northumberland came out best, at seven years.

Of the 20 areas where drivers have the lowest average number of years with no claims, 15 were in London.

Steve Gooding, director of the RAC Foundation, said the number of years without a claim “isn't just a result of our own care and attention”.

He added: “Much is down to the risks around us and the behaviour of others. So, it is not surprising to see heavily trafficked, tightly packed, densely populated urban areas associated with lower levels of no-claims."